Get Started Wallets Trading Security DeFi Staking NFT Glossary About

Disclaimer

Not Financial Advice

Nothing on WikiHowCrypto constitutes financial, investment, legal, or tax advice. Always consult qualified professionals before making financial decisions.

Educational Purpose Only

WikiHowCrypto provides educational content about cryptocurrency and blockchain technology. Our guides are for informational purposes only and should not be relied upon for making investment decisions.

We aim to help users understand how cryptocurrency works, not to recommend specific investments. Any examples, screenshots, or step-by-step instructions are provided purely for educational demonstration.

Investment Risks & Warnings

Cryptocurrency is an extremely high-risk investment class. Past performance does not guarantee future results. Prices can and do fluctuate wildly, and you could lose your entire investment.

Specific Risks Include

  • Extreme volatility - Prices can swing 20-50% or more in a single day
  • Total loss of capital - You can lose 100% of your investment
  • Regulatory uncertainty - Governments may ban, restrict, or heavily regulate crypto
  • Technical vulnerabilities - Smart contract bugs, exchange hacks, wallet exploits
  • Scams and fraud - Rug pulls, fake projects, phishing attacks are common
  • No insurance protection - Unlike banks (FDIC) or investment accounts (SIPC), crypto has no government insurance
  • Irreversible transactions - Sent to wrong address? Gone forever
  • Market manipulation - Smaller cap coins are susceptible to pump-and-dump schemes
Only Invest What You Can Afford to Lose

Never invest money you need for living expenses, emergency funds, or critical financial obligations. Crypto should be considered highly speculative.

Accuracy & Currency of Information

We strive for accuracy and update our guides regularly. However, the cryptocurrency space evolves extremely rapidly. Features change, platforms update their interfaces, regulations shift, and new risks emerge constantly.

No Guarantees

We make no guarantees about the:

  • Completeness of information provided
  • Reliability or accuracy of any specific details
  • Currency of screenshots, interface descriptions, or step-by-step instructions
  • Continued availability of platforms, wallets, or services mentioned

Information may become outdated shortly after publication. Always verify current information directly with official sources before taking action.

External Links & Third Parties

Our guides contain links to cryptocurrency exchanges, wallet providers, blockchain explorers, and other third-party websites for educational reference purposes.

We Are Not Responsible For

  • The content, accuracy, or legality of external websites
  • Privacy practices or data collection by third-party sites
  • Security vulnerabilities of linked platforms
  • Actions taken by exchanges, wallet providers, or other services
  • Changes to external sites after we link to them

Clicking external links is at your own risk. Always research platforms independently before using them.

No Endorsement or Recommendations

Mention of specific cryptocurrencies, exchanges, wallets, or services in our guides does not constitute an endorsement, recommendation, or guarantee of quality or safety.

We use examples and name specific platforms for educational clarity only. You are responsible for:

  • Conducting your own research (DYOR) on any platform
  • Verifying the legitimacy and security of services
  • Reading terms of service and understanding risks
  • Ensuring platforms are legal in your jurisdiction

Affiliate Disclosure

WikiHowCrypto may contain affiliate links to cryptocurrency exchanges, wallet providers, or other services. If you click these links and create an account or make a purchase, we may receive a commission at no extra cost to you.

Affiliate relationships do not influence our educational content. We mention platforms based on their relevance to the topic being explained, not on affiliate potential.

Regulatory Warnings

Cryptocurrency regulations vary significantly by country and region. Some jurisdictions have banned crypto trading entirely, while others heavily regulate it.

United States (SEC & CFTC)

The SEC has indicated many tokens may be unregistered securities. The CFTC regulates certain crypto derivatives. Regulations are evolving and enforcement actions are ongoing.

Your Responsibility

  • Verify that cryptocurrency is legal in your jurisdiction
  • Understand tax implications (capital gains, income reporting)
  • Comply with all local laws and regulations
  • Consult with legal and tax professionals as needed

User Responsibility

By using WikiHowCrypto, you acknowledge and agree that:

  • You are solely responsible for your own financial decisions
  • You will conduct independent research before investing
  • You understand the risks and may lose money
  • You will verify all information independently
  • You will not hold WikiHowCrypto responsible for losses
  • You will comply with all applicable laws in your jurisdiction

Limitation of Liability

To the fullest extent permitted by law, WikiHowCrypto and its contributors shall not be liable for any losses, damages, or consequences arising from:

  • Use of information on this website
  • Reliance on any guides, tutorials, or recommendations
  • Financial losses from cryptocurrency investments
  • Errors, omissions, or outdated information
  • Technical issues or unavailability of the website
  • Actions of third-party platforms linked from our site

This includes direct, indirect, incidental, consequential, or punitive damages, even if we have been advised of the possibility of such damages.

Bottom Line

WikiHowCrypto is a free educational resource. We provide information to help you learn, but all decisions and their consequences are your own. Invest responsibly and never risk more than you can afford to lose.

Last updated: January 2026

Copied to clipboard!